We urge travelers to purchase travel insurance. You are making
a significant investment in this trip and many things can happen
between the time you book and departure.
It’s expensive to cancel or interrupt any prepaid kind of travel, and
for a fraction of the trip cost, you can alleviate the risk of losing
money if something unforeseen gets in the way. Cancellation penalties apply as a percent of the tour cost and are calculated by considering the number of days prior to departure. As the departure date gets closer, the tour operator has made more contractual financial commitments to their suppliers (airlines, hotel, ground transportation) and accordingly, cancellation fees become more substantial and inflexible. Because our tour operators have different policies governing
cancellations, we suggest that you carefully and thoroughly read the
cancellation policy written in each brochure, usually in the tiny print
on the back. One set of past travelers with no travel
insurance cancelled within 30 days of departure due to sudden illness. They
lost everything they had paid. Another traveler fell in the shower the morning of
departure. Luckily, she did have travel insurance and was completely reimbursed. Two unexpected issues,
but different outcomes.
There is more to travel insurance than cancellation coverage. It also covers trip interruption, trip delay, missed connections, baggage loss and delay, medical expenses due to an accident or illness and emergency medical evacuation.
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